Justin Bradshaw is a Senior Manager in the South African Accenture Banking practice. He has over 17 years of experience in Retail Banking, working predominantly at Nedbank where his focus has been on reinventing the internet banking channels, disruption and personal financial management. Prior to this, he held roles in the product management and pricing teams for both Investments and Transactional products. Before joining Accenture, Justin worked at MMI as their Head of Digital Banking, building a digital money management solution through the synthesising of multiple third-party systems. Justin is big advocate of Agile and human-centred design, as well as leveraging the latest technology to drive business value.